The FOMO Challenge Participant Agreement

The FOMO Challenge is a six-week digital growth and educational experience provided by Katigbak Enterprise Inc.

The Program may include various components, including but not limited to:

• Online videos and recorded masterclasses.
• Audio and video training materials.
• Digital downloads, PDFs, eBooks and workbooks.
• AI prompts, templates and other educational resources.
• Self-paced digital marketing and technology courses.
• Course completion certificates.
• Access to the private Digital Marketing Mastery community portal.
• Other bonus materials and resources made available as part of the Program.

Upon successful purchase, you are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Program materials for your personal educational purposes, subject to this Agreement.

Your Digital Marketing Mastery community access is provided for six (6) weeks, unless otherwise expressly stated in writing by the Company.

Access to individual courses and other digital materials is governed by the applicable access terms communicated at the time of purchase or within the Program.

The Company reserves the right to suspend or terminate your access if you materially breach this Agreement, subject to applicable law.

To access the Program, you may be required to create an account using a valid email address, username and password.

You agree to:

• Provide accurate, complete and current registration information.
• Keep your login credentials confidential.
• Not share your account, password or protected access links with another person.
• Not permit unauthorized individuals to access the Program through your account.
• Notify the Company promptly if you suspect unauthorized access to your account.

Your account is intended for your individual use only.

Sharing account credentials or distributing access to the Program without written permission from the Company is prohibited and may result in suspension or termination of access.

By registering, you consent to receive necessary communications relating to your purchase, account, Program access, updates and customer support. Marketing communications will be handled in accordance with applicable privacy and anti-spam laws.

The purchase price for The FOMO Challenge is $297 CAD, payable as a one-time payment, plus any applicable taxes.

By completing your purchase, you authorize the Company or its designated payment processor to charge your selected payment method for the full purchase amount.

You agree to provide complete and accurate payment information and to update your payment details if they change.

If a payment is declined, reversed or otherwise unsuccessful, the Company reserves the right to suspend access to the Program until the payment issue is resolved.

The purchase of The FOMO Challenge is a one-time transaction. It does not include an automatic recurring subscription or ongoing membership payment.

Any optional ongoing community membership, subscription or additional service offered after the included six-week community access period will be separate and subject to its own terms and pricing. No additional recurring payment will be processed without your authorization.

You remain responsible for any outstanding amounts properly owing under your purchase, subject to applicable law.

Due to the digital nature of the Program and the immediate availability of certain digital materials following purchase, all purchases are considered final once access has been provided, except where a refund, cancellation or other remedy is required under applicable law.

Nothing in this Agreement is intended to limit or exclude any rights you may have under applicable consumer protection legislation.

If you experience a technical issue, duplicate charge or problem accessing the purchased materials, please contact us at sales@katigbaktechnologies.ca.

We will review legitimate payment and access concerns and work with you toward an appropriate resolution.

The FOMO Challenge is an educational program designed to provide information, resources and practical learning opportunities relating to digital marketing, technology, AI, automation and business growth.

The Company does not guarantee any specific financial, business, marketing, employment, lead generation or income results from your participation.

Your results depend on numerous factors, including your experience, knowledge, skills, effort, implementation, business model, market conditions and other circumstances beyond the Company's control.

Any examples, testimonials, case studies or results shared by the Company are provided for illustrative purposes and should not be interpreted as a promise or guarantee that you will achieve similar outcomes.

You acknowledge that participation in the Program does not guarantee business success, increased revenue, employment, clients or additional income.

The Program may provide opportunities for you to share comments, questions, feedback, photographs, videos, written materials or other content through the Digital Marketing Mastery community portal or other Program communication channels ("Participant Content").

You remain responsible for the Participant Content you submit.

By participating in the Digital Marketing Mastery community, you agree to:

• Treat other participants respectfully.
• Avoid harassment, bullying, discrimination, threats or abusive behaviour.
• Avoid posting unlawful, misleading, defamatory or harmful content.
• Respect the privacy and intellectual property rights of other participants.
• Not share another participant's personal or confidential information without permission.
• Not spam, solicit, advertise or promote unrelated products, services, coaching or businesses without prior written permission from the Company.
• Not upload or distribute content that you do not have the legal right to share.

The Company reserves the right to remove inappropriate content, restrict participation or suspend access where necessary to protect the community and enforce these terms.

You acknowledge that content shared within a community environment may be visible to other members. You should not post confidential, sensitive or private information that you do not wish other participants to see.

Licence to Use Participant Content

You retain ownership of the original content you create and submit.

By voluntarily posting Participant Content within the Program, you grant the Company a non-exclusive, royalty-free licence to display, reproduce and use that content as reasonably necessary to operate, administer and facilitate the Program and its community.

The Company will obtain your separate permission before using identifiable Participant Content, testimonials, photographs, recordings or other personal materials for public advertising or promotional purposes, unless otherwise permitted by applicable law.

The Company may occasionally organize live sessions, workshops, training calls or other events that may be recorded.

If you choose to participate in a recorded session, your voice, image, comments or likeness may be captured in the recording.

Recordings may be made available to other authorized Program participants for educational and replay purposes.

You may choose not to participate in a recording by keeping your camera and microphone off, not appearing in the recording, or opting out of the recorded portion where reasonably possible.

The Company will seek separate permission before using identifiable recordings or images of you in public marketing, advertising or promotional materials, unless otherwise permitted by applicable law.

The Company retains ownership of its original Program recordings and materials, subject to the rights of participants and other third parties.

The Company reserves the right to make reasonable changes to the Program, including its content, delivery methods, resources, instructors, schedules, community features and educational materials.

Changes may be made to improve the Program, address technical requirements or reflect changes in technology and industry practices.

The Company will make reasonable efforts to communicate material changes that affect your participation or access.

Nothing in this section permits the Company to remove rights or benefits already owed to you under applicable law.

This Agreement shall be governed by and interpreted in accordance with the laws of the Province of Alberta and the applicable federal laws of Canada.

The parties agree that any legal proceedings arising out of or relating to this Agreement shall be brought before the courts of competent jurisdiction in Alberta, subject to any mandatory consumer protection rights or jurisdictional requirements that may apply.

Nothing in this Agreement limits any rights or remedies available to you under applicable Canadian or Alberta legislation.

Neither party shall be held responsible for a delay or failure to perform its obligations under this Agreement where such delay or failure results from circumstances beyond that party's reasonable control.

Such circumstances may include natural disasters, severe weather, fire, power outages, internet or telecommunications disruptions, cyberattacks, government actions, labour disputes, acts of war, public emergencies or failures of third-party service providers.

The affected party will make reasonable efforts to minimize the impact and resume performance as soon as reasonably possible.

This section does not remove any payment, refund or other rights that cannot legally be excluded under applicable law.

The Program and its materials are provided for general educational and informational purposes only.

The information provided should not be considered legal, financial, tax, accounting, investment or other professional advice.

You are responsible for evaluating the information provided and determining whether it is appropriate for your individual circumstances.

You acknowledge that any business decisions, marketing strategies, investments, technology implementations or other actions you take based on Program materials are your responsibility.

To the fullest extent permitted by applicable law, the Company shall not be liable for indirect, incidental, special, punitive or consequential losses arising from your participation in the Program, including loss of profits, revenue, business opportunities, data or anticipated savings.

Nothing in this Agreement excludes or limits liability that cannot legally be excluded or limited under applicable law, including liability arising from the Company's own negligence where such exclusion or limitation is prohibited.

All Program materials, including videos, recordings, course content, PDFs, eBooks, templates, worksheets, graphics, photographs, designs, written materials, AI prompts, training resources and other educational content (collectively, the "Content"), are owned by or licensed to Katigbak Enterprise Inc. and are protected by applicable intellectual property laws.

Your purchase grants you a limited licence to access and use the Content for your personal educational purposes.

You may not, without the Company's prior written permission:

• Copy, reproduce or redistribute Program materials.
• Resell, sublicense or commercially exploit Program materials.
• Share protected course content, downloads or access links with unauthorized individuals.
• Upload Program materials to public websites, file-sharing platforms or other unauthorized locations.
• Repackage, modify or create competing products using the Company's proprietary materials.
• Claim ownership of the Company's intellectual property.

All trademarks, logos, business names and other brand assets associated with Katigbak Enterprise Inc., Katigbak Technologies, The FOMO Challenge and Digital Marketing Mastery remain the property of their respective owners.

Nothing in this Agreement transfers ownership of the Company's intellectual property to you.

If you believe that content within the Program infringes your copyright or other intellectual property rights, please contact sales@katigbaktechnologies.ca.

Your notice should include:

• Your name and contact information.
• Identification of the copyrighted work or intellectual property you believe has been infringed.
• A description of the material in question and where it appears.
• An explanation of your ownership or authority to act on behalf of the rights holder.
• Any supporting information necessary for the Company to review your concern.

The Company will review legitimate notices and take appropriate action in accordance with applicable law.

You agree to be responsible for your use of the Program and to indemnify and hold harmless Katigbak Enterprise Inc., Katigbak Technologies, and their respective directors, officers, employees, contractors and representatives from third-party claims, losses, liabilities and reasonable expenses arising directly from:

• Your material breach of this Agreement.
• Your unlawful use of the Program.
• Your infringement of another person's intellectual property or other legal rights.
• Your Participant Content where it violates applicable law or the rights of another person.

This section does not apply to the extent that a claim or loss results from the Company's own negligence, misconduct or breach of applicable law.

Entire Agreement

This Agreement represents the understanding between you and the Company concerning your purchase and participation in The FOMO Challenge and supersedes any previous communications relating to the same subject matter, except for any separate written terms expressly incorporated into your purchase.

Amendments

The Company may update this Agreement from time to time. Material changes will be communicated through appropriate channels. Changes will not retroactively remove rights already acquired by you or override applicable law.

Severability

If any provision of this Agreement is found to be invalid, unlawful or unenforceable, that provision will be severed or limited to the extent necessary, and the remaining provisions will continue in effect.

No Waiver

The Company's failure to enforce any provision of this Agreement does not constitute a waiver of its right to enforce that provision or any other provision in the future.

Assignment

You may not transfer or assign your Program access or rights under this Agreement without the Company's prior written consent.

The Company may assign its rights and obligations in connection with a business restructuring, merger, acquisition or transfer, subject to applicable law.

Independent Relationship

Nothing in this Agreement creates an employment relationship, partnership, joint venture, agency or fiduciary relationship between you and the Company.

Questions and Support

If you have questions about this Agreement, your purchase or your Program access, please contact:

Katigbak Enterprise Inc.
Operating as Katigbak Technologies
Email: sales@katigbaktechnologies.ca

By purchasing The FOMO Challenge, you acknowledge that:

• You have read and understood this Agreement.
• You agree to comply with the terms and conditions outlined above.
• You understand that The FOMO Challenge is an educational program and does not guarantee specific business or financial results.
• You understand that the Digital Marketing Mastery community access included with your purchase is limited to six (6) weeks.
• You understand that the $297 CAD purchase is a one-time payment and does not automatically enroll you in a recurring subscription.
• You understand that your use of the Program and its materials is subject to the intellectual property and account-sharing restrictions in this Agreement.

By completing your purchase, you confirm your acceptance of this Agreement.